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When buying a brand-new home with Ashberry, we’re currently offering you the choice of three great incentives to help you move*.
You could:
Low-rate mortgages are back: With mortgage rates from below 1%**, Ashberry’s partnership with Own New Rate Reducer can unlock access to some of the most competitive interest rates on the market.
Ashberry will provide a financial contribution of up to 5% to your lender directly, permitting homeowners to unlock lower mortgage interest rates over a fixed two- or five-year period. Through Own New Rate Reducer, buyers will own 100% of their home with a minimum of 5% deposit.
Ashberry will then put you in contact with an accredited independent broker to provide advice on the scheme and other schemes available. Customers should always seek independent mortgage advice before making a final decision.
If Own New Rate Reducer isn’t the incentive for you, check out our Deposit Paid and Cashback incentives available on selected plots and developments across the country.
Receive a generous deposit contribution when you reserve your dream Ashberry home. We will provide a deposit of up to 5% of the value of your home, meaning homebuyers save money for moving, new furniture, or some additions to your new home. Speak with our sales advisor to find out more. Available on selected plots and developments***.
Get cash in your pocket when you buy your dream Ashberry home. You could receive up to 5% of the value of your home as cashback, meaning you can spend money on what really matters: whether it’s a family holiday, your dream car, or additions to your brand-new Ashberry home. Speak with our sales advisor to find out more. Available on selected plots and developments†.
Will I have to pay to use the Own New Rate Reducer scheme?
No, a percentage fee of 0.22% of the price of your home is taken from the 5% housebuilder contribution (0.15% if the incentive is 3%), going directly to Own New as their arrangement fee.
Will my deposit be paid in full with the Deposit Paid incentive?
Ashberry will provide a deposit contribution of up to 5% of the value of the purchase, which will be deducted from the house purchase completion statement.
Can I use Deposit Paid and Cashback together?
No, Deposit Paid, Cashback, plus Own New Rate Reducer cannot be applied in conjunction with each other or any other offers or selling schemes. These offers are applicable on new reservations only and are subject to qualification and lender criteria. We reserve the right to withdraw these offers at any time.
How does Deposit Paid work?
Ashberry’s deposit contribution is deducted from the house purchase completion statement.
What amount of Cashback will I receive?
Ashberry will provide Cashback of up to 5% of the price of the home, up to a maximum of £30,000.
When will I receive the Cashback amount?
Your Cashback amount is deducted from your final settlement figure due on legal completion day, which will be available to be repaid to you by your solicitor as part of the completion process.
Everyone we have dealt with has been so friendly. As soon as you have a question, they are enthusiastic, and they sort it out immediately.”
*General terms and conditions.
All purchasing incentives are valid on selected developments and plots only, whilst stocks last, subject to availability and are applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw these offers at any time. Speak to the sales advisor on your chosen development to discuss where these incentives are available.
**Own New Rate Reducer T&Cs
Own New Rate Reducer includes a housebuilder contribution of 3% or 5% of the house price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase. Mortgage rate below 1.00%’ headline interest rate is based on market interest rate available as of 22.04.24 and is subject to change.
Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.
Ashberry is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.
Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
***Deposit paid T&Cs
Deposit contribution, which cannot be more than 5% of the house asking price, will be deducted from the house purchase completion statement.
Subject to lender criteria, qualification, and acceptance of cash incentives
†Cashback T&Cs
Cashback incentive, up to a maximum of 5% of the house asking price, will be deducted from the customer’s final settlement figure which is due to us on the day of legal completion so that the cashback incentive will be available to be repaid to you by your solicitor as part of the completion process.
Subject to lender criteria, qualification, and acceptance of cash incentives.