105% Home Exchange

105% Home Exchange means you receive more for your home

Sell your current property to us and buy one of our new homes with 105% Home Exchange. Sell your current property to us at its independently assessed value and receive a further 5% of the property value to put towards your move.*

An independently assessed valuation based on a 4-week selling price
Receive an additional 5% of the assessed value
No estate agent fees.
No advertising fees.
Remaining in your property until your new home is ready to move into.

What is 105% Home Exchange?

We understand your current home is more than bricks and mortar – it’s full of hard work and memories. The time has come to move on and up, but understandably you’ll only sell your home for what it’s worth. 105% Home Exchange makes sure you can sell, saving you time and money. It skips any time spent waiting for offers while your current home is on the market, and keeps you free from a homebuying chain. We’ll buy your home and you can purchase one of our beautiful new builds in one transaction.

More information about 105% Home Exchange

How do I sign up for 105% Home Exchange

Visit, or get in touch with the sales office at your chosen development. Our sales advisor will talk you through the scheme, establish if 105% Home Exchange is available and help you determine if it is suitable for you.

Which estate agency carries out the valuation?

This will depend on your local area. Two estate agents, sometimes three, will undertake valuations of your property.

When will the valuations be carried out?

Estate agents will visit you to carry out valuations of your current home generally within two to three days of your 105% Home Exchange application. You must be available for this within working hours. Our Home Exchange manager will also view your property.

What will your final valuation be based on?

This will be based on the valuations of two local estate agents, the details and information they have shared with us about your home – such as photographs and room measurements.

Ashberry Homes will generally base our offer for your property on the average of the anticipated 4-week selling price valuations from two independently instructed local valuers, but will take into consideration any reported factors that may affect the property value. Ashberry Homes reserve the right at its absolute discretion to refuse to consider or to accept any property in 105% Home Exchange it deems unsuitable. All fixtures and fittings are deemed to be included in any 105% Home Exchange offer, which may be subject to further survey(s) if the property is over 10 years old.

When do I reserve my Ashberry home?

After we make you an offer on your current property, you are free to reserve your new home.

What criteria do I need to meet?

Home Exchange is only available where all of the following criteria are satisfied and is only available on selected plots and developments:

105% Home Exchange is only available on properties located within the relevant Ashberry Homes divisional marketing area.
The existing home must be owned/registered at the Land Registry in the name of the Applicants or one of the Applicants.
The Applicant(s) must have occupied the existing home as their main residence at some point during the two year period before they complete the purchase of the new property from Ashberry Homes.
The Applicant(s) must intend to occupy the new Ashberry Homes property as their main residence.
105% Home Exchange will only be available where the existing home being traded is at least 30% less in value than the net price of the new Ashberry home being purchased.
Vacant possession of your property is required on legal completion.

Is my current property applicable?

The property must represent a good marketable proposition; therefore, we may not consider:

Ex-local authority apartments (leasehold).
Properties which are predominately flat roof construction or non-standard construction.
Properties which have been on the market for a prolonged period of time.
Leasehold properties (apartments and houses) with less than 80 years remaining on the lease.
Properties in a poor state of repair.

How long do I have to decide once an offer is made?

Any 105% Home Exchange offer made will be valid for 48 hours only. After this period, the Ashberry Homes property will be placed back on the open market.

Terms and conditions:

*Your current home will be used as part-payment for a brand-new Ashberry home, subject to availability, eligibility, and buyer status. Offer available on selected developments and plots only, until March 2026. Independent valuation to be provided by two estate agents local to your home and Ashberry will take an average of those valuations to determine the offer price. You will receive an extra 5% of the property value of your home to put towards your move. The eligibility of a property for 105% Home Exchange is dependent on its location being within the operational area of the division.

The scheme will only be available where the existing home being traded is at least 30% less in value than the net price of the new Ashberry home to be purchased. Any promoted offer is subject to contract and cannot be used in conjunction with other offers.

We reserve the right not to proceed with the part-exchange if, at any stage before exchange of contracts, information comes to light which materially affects the valuation of the property. This includes, but is not limited to, issues identified through surveys or investigations, such as damp, subsidence, or structural defects. We also reserve the right not to proceed if the condition or circumstances of the property change after the independent valuation has been carried out, for example, in the event of damage to the property, such as fire or flooding.

Get 5% more when you sell us your home