We are offering drop-in appointments across most developments; however, should you wish to have dedicated time with our sales advisor, we encourage you to book ahead. Click here for further details.

Own New schemes with Ashberry Homes

Details of Own New schemes, Rate Reducer and Deposit Drop, can be found below.

Own New Rate Reducer

Low-rate mortgages are back – Own New Rate Reducer is available on selected Ashberry homes.

Own New Rate Reducer provides homebuyers with lower monthly mortgage payments for an initial two- or five-year period*, meaning first-time buyers and existing homeowners alike can move into their dream Ashberry home.

For more detail about the scheme, please click on the link below.

Own New Deposit Drop

Following the end of the Help to Buy scheme, the Own New Deposit Drop scheme** allows you to own 100% of your new home with as little as a 5% deposit, whether you are a first-time buyer or looking to buy again.

For further information, please click on the link below.

The sales advisor was amazing from the word go. She was really knowledgeable and got back to us straight away. The site manager has also been amazing – he went above and beyond. We would recommend Ashberry to other people, definitely.”

Rosie Harris - Mill Fields, East Midlands

5-star builder
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Make moving home easy with Ashberry

Take advantage of one of the many schemes we offer to make your move simple and stress-free.

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When you buy with Ashberry, you can expect only the highest level of care from your initial enquiry through to moving day and beyond.

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*Own New Rate Reducer terms and conditions.

Own New Rate Reducer is available on selected developments and plots only, and will include a housebuilder contribution of 3% or 5% of the house asking price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase.

Whilst stocks last, subject to availability. Speak to the sales advisor on your chosen development to discuss where Own New Rate Reducer is available.

‘Mortgage rate below 1.00%’ headline interest rate is based on market interest rate available as of 27.02.24 (and is subject to change) and is based on 40% deposit, 5% homebuilder incentive, 2-year fixed mortgage rate and 25-year term. Savings made in the initial 2-year fixed period.

Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.

A percentage fee of 0.22% of the house price is subtracted from the 5% housebuilder contribution (0.15% if the contribution is 3%) and goes directly to Own New as their arrangement fee.

Applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw this offer at any time.

Ashberry is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.

Own New Rate Reducer is one of many incentive schemes and purchasing options available to Ashberry customers.

Ashberry may receive a commission when a customer completes on a mortgage arranged by our panel of independent mortgage advisors.

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

**YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Terms and Conditions apply. A minimum of 5% deposit is required. The Own New scheme is available with the purchase of a new home through participating developers only, subject to terms and conditions.